Nothing in life is certain. You cannot control what the future brings. At the same time, however, you can optimally prepare yourself for it. With Henderson Insurances, you and your family can look to a carefree future.
Cover the financial consequences of major changes in your life, such as an education, a death, a funeral, as well as your retirement with our attractive insurance plans. The sooner you take out these insurances, the more you can benefit from them in the future.
OUR LIFE AND/OR FUNERAL INSURANCE
● Level Term Insurances
● Whole Life Insurance
● Education Savings Plan
● Term Life Insurance
● Decreasing Term Life
● Savings Plans with guaranteed 3% interest
Level Term Insurance is the most affordable coverage available; the insurance protection is for a specified term: 10, 15, 20, 25, 30 years and Term to age 60 or 65. At the end of the term chosen, your life coverage ceases.
With this plan you have insurance protection for the whole of your life as well as a cash value that builds into your policy. If you die young your beneficiaries will collect the insurance proceeds but if you live long you will be able to access the cash value that has been built into your policy. This can assist for retirement needs.
Education Savings Plan
This Plan helps you achieve this financial objective. The child must be between the ages of 0 to 12 years to start the Education Plan as the fund matures when the child reaches the age of 18 or 21. It’s never too early to begin a Savings Plan for your child’s future College Education expenses.
This Plan is also term plan. The cash value chosen is the value of the sum assured at the end of the term. It’s an effective way to save and protect at the same time.
Decreasing Term Life
This plan will pay off your lender the mortgage debt owed. The term of your mortgage is the same as the term of your insurance policy.